Borrowing trends to pay for college have changed over time. In 1992–93, only 20 percent of all undergraduate students took out a loan, and very similar levels of White (19 percent), Hispanic (18 percent), and Asian students (18 percent) took out loans. In 2003-04, 35 percent of all undergraduate students, 35 percent of White, 30 percent of Hispanics, and 25 percent of Asian students took out a loan to pay for college.
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Fast Facts
National Center for Education Statistics, Student Aversion to Borrowing: Who Borrows and Who Doesn’t

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